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November 4, 2015 06:00 am
Original Link: http://rss.slashdot.org/~r/Slashdot/slashdot/~3/1-Qf3u4WDHc/saying-wasted-on-facebook-can-affect-your-credit-score
Saying "Wasted" On Facebook Can Affect Your Credit Score
JustAnotherOldGuy writes: According to a recent report by the Financial Times (paywalled), some of the top credit rating companies are now using people's social media accounts to assess their ability to repay debt. "If you look at how many times a person says 'wasted' in their profile, it has some value in predicting whether they're going to repay their debt," Will Lansing, chief executive at credit rating company FICO, told the Financial Times. "It's not much, but it's more than zero." According to the Financial Times, both FICO and TransUnion have had to find "alternative ways" to assess people who don't have a traditional credit profile — including people who haven't borrowed enough to give creditors an idea of what kind of risk they pose.Read more of this story at Slashdot.
Original Link: http://rss.slashdot.org/~r/Slashdot/slashdot/~3/1-Qf3u4WDHc/saying-wasted-on-facebook-can-affect-your-credit-score
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